Dental Coverage
Dental coverage supports oral health by helping offset the cost of routine preventive care as well as more complex treatments. Access to dental benefits promotes overall health.
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MetLife is UofL's 2026 dental provider. There are two options for dental insurance, the basic plan and the enhanced plan, which includes adult orthodontia. You can learn more about these plans in the 2026 Dental Benefits Summary, which gives a clear overview of your coverage, including benefits, costs and available services. Note: Delta Dental of Kentucky will become the university’s new dental carrier effective January 1, 2027. If you are currently enrolled in MetLife Basic or Enhanced Dental Coverage via direct bill, your dental coverage will automatically roll over to Delta Dental of Kentucky for 2027.
Dental Eligibility
You must be a full-time (working 80% (.80 FTE) full-time equivalency or greater) or part-time (working 40-79% full-time equivalency or greater) to enroll in dental benefits. Employees that work less than 40% full-time equivalency are not eligible for benefits. Retirees who elected dental coverage for the first time on or after January 1, 2023, Part-time lecturers and other university affiliated employees not offered dental coverage through the university can elect individual dental policies through Delta Dental of Kentucky. Visit https://www.deltadentalky.com/shop-for-insurance/uofl/ for plan and enrollment information..
2026 & 2027 Dental Plan Rates
| 12-Month Employee | ||
|---|---|---|
| Basic Plan | Enhanced Plan | |
| Employee Only | $21.96 | $35.74 |
| Employee + Spouse/QA** | $43.88 | $71.48 |
| Employee + Children | $51.82 | $84.34 |
| Employee + Family | $80.12 | $130.44 |
| 10-Month Employee | ||
|---|---|---|
| Basic Plan | Enhanced Plan | |
| Employee Only | $26.36 | $42.88 |
| Employee + Spouse/QA** | $52.66 | $85.78 |
| Employee + Children | $62.18 | $101.20 |
| Employee + Family | $96.14 | $156.52 |
**Premiums for domestic partner/QA are withheld from paychecks on an after-tax basis.
| 12- Month Employee | ||
Basic | Enhanced | |
| Employee Only | $24.81 | $40.39 |
| Employee + Spouse/QA2 ** | $49.58 | $80.77 |
| Employee + Child(ren) | $58.56 | $95.30 |
| Employee + Family | $90.54 | $147.40 |
| 10-Month Employee | ||
Basic | Enhanced | |
| Employee Only | $29.78 | $48.46 |
| Employee + Spouse/QA2 ** | $59.50 | $96.92 |
| Employee + Child(ren) | $70.28 | $114.36 |
| Employee + Family | $108.64 | $176.88 |
**Premiums for domestic partner/QA are withheld from paychecks on an after-tax basis.
Find a MetLife In-Network Provider
You may visit any dentist, however, out-of-pocket expense is less with greater savings when utilizing an in-network provider. Remember, when visiting an out-of-network provider you will be responsible for charges above the in-network covered benefit allowance by the MetLife plan. To find a participating dentist, visit Metlife online and enter 'University of Louisville' or call 1-866-832-5756.
MetLife Contact Information:
Customer Service: 1-866-832-5756
Dental Group Plan Number: 0149183
Each member has a unique ID number
Website: metlife.com/mybenefits
NOTE: You can go to the School of Dentistry dental clinic for a full range of general and specialty dental services. Dental students, dental hygiene students and dental residents provide the majority of treatment under faculty supervision. The clinic has lower fees and provides discounts on orthodontia and other services. Call 852-5096 to set-up an appointment.
Notice of Health Information Privacy Practices
UofL Personal Health Information Privacy Notice
The University of Louisville Employee Health Plan has always been committed to maintaining the confidentiality of the personal health information it receives about employees like you.